When looking to get a personal loan for home repairs, there are a few steps you can take. First, assess the amount of money you need for the repairs and create a budget. Then, research different lenders and loan options to find the best terms and interest rates for your situation. You may want to consider traditional banks, credit unions, or online lenders.In order to qualify for a personal loan, you will typically need to have a good credit score, stable income, and a low debt-to-income ratio.